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How does credit disbursal boost the economy?
access_time 1643792160000 face Sivakumar G
How does credit disbursal boost the economy? There’s been a rise in lending by commercial banks in recent months. This has come after nearly two years of dismal banking operations due to the covid-19 pandemic. Now attempts have been made to gather and analyse lending data. What do the recent number...
Why is RBI wary of large tech cos’ entry in finance?
access_time 1651680180000 face Sivakumar G
Why is RBI wary of large tech cos’ entry in finance? The Reserve Bank of India (RBI) has again said the entry of BigTech into the financial services space could have systemic risks. RBI plans to introduce policy measures for such companies and for digital banking. How big is BigTech in financial se...
How does linking of UPI with credit cards benefit us?
access_time 1655481300000 face Sivakumar G
How does linking of UPI with credit cards benefit us? The RBI has proposed linking credit cards to the Unified Payments Interface (UPI), beginning with the National Payments Corporation of India’s (NPCI’s) RuPay credit cards. Is this a precursor to bringing Buy Now Pay Later (BNPL) services under r...
Digital banks and the promise of greater inclusion
access_time 1660865400000 face Sivakumar G
Digital banks and the promise of greater inclusion Digital banks and the promise of greater inclusion Last week, federal think tank NITI Aayog released a report on digital banks, offering a template for their licensing in India. It said India already has a technology stack to facilitate digital ban...